Financing calculator
Most retrofits are not a cost question but a cash-flow question. Model the instalment against the saving and see whether the plan pays for itself from month one.
Monthly position
€303.11/month
- Financed amount
- €28,710
- Energy saving
- €349.33/month
- Net monthly cost
- +€46.22
- Total interest
- €7,664
- Break-even
- 8.7 years
Your modelled energy savings more than cover the monthly instalment from day one.
All figures shown are indicative estimates generated from standardised building models and average market prices. They are not a certified energy performance assessment, an engineering report, or financial advice. Actual savings, costs, subsidies and payback depend on an on-site assessment of your property.
Subsidies first
Eligible measures typically attract around 25% support, capped near €30,000 per property. We net this off before financing.
Terms that match asset life
Choose 2–20 years. Longer terms lower the instalment and usually flip the plan cash-flow positive sooner.
Verified before drawdown
An on-site assessment confirms scope and price, so the financed amount reflects a fixed quotation rather than an estimate.